FinAccounting Personal
Managing Your Own Money
Track what comes in and goes out, never miss a bill, and watch your savings grow. Free forever, no card needed.
Start here
1Before you start
When you sign up, choose Me: my own money, bills and savings. Your personal account opens on Home, which shows what came in, what went out, your upcoming bills and your savings goals.
Your personal account only shows everyday screens, in plain words. Only you can see it.
Your money
2Add your accounts
Open My accounts
It’s under Money in the menu.
Add each place you keep money
Cash, a bank account, mobile money. Enter what is in each one today.
Your money
3Record money in and out
Use Money in for salary, side income or gifts, and Money out for what you spend. Pick a category (Housing, Groceries & Food, Transportation…) so your Monthly summary shows where your money goes.
Set a monthly limit for any category under Budgets, and you’ll see when you’re close to it.
Your money
4Bills and reminders
Open Bills & Goals and click Add a bill
Enter what it’s for, how much, when it’s next due and how often it repeats: once, every week, every month, every 3 months or every year.
Choose when to be reminded
On the day, 1 day, 3 days or a week before. The reminder appears in your notifications bell.
Click Mark paid when you pay it
Check the amount and which account it came from. It’s added to Money out, and the bill moves to its next due date.
A bill due on the 31st stays on the last day of shorter months and goes back to the 31st when the month has one.
Your money
5Savings goals
On the Savings goals tab, click New goal, say what you’re saving for and how much you need, and optionally by when. Each time you put money aside, click Add money. The bar shows how close you are. Use Take out if you need some of it back.
A goal keeps track of your progress. It doesn’t move money between your accounts.
Reference
Free and Personal Plus
Free forever: Money in and out, your accounts, Bills & Goals, Budgets, Categories, the Monthly summary and Tasks, for one person.
Personal Plus adds receipt scanning, the AI Assistant, Team Chat, Drive, investments and loans, Projects and the Strategy Board, and up to 3 people, for example your family. Upgrade under Billing.
If someone added you to their company, your personal account has everything for 90 days from the day you first use it, then moves to free unless you upgrade. Nothing you’ve added is ever deleted.
Reference
Adding a business
Open Personal & business and create a company. You keep the same login and switch between your personal account and your business from the menu at the top.